New York Life Insurance Company - Robert Gascho
Robert Gascho - New York Life Insurance Company - San Diego California

Working with clients from Northern and Southern California, Illinois, New Jersey

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund  college education, protect your family during your working years, or guarantee your own retirement security. These things don’t happen by accident. It’s important to determine what you’d like to achieve, and then map out a financial strategy that will help you meet those goals. The good news is that it’s NEVER  too late to start!

Of course, planning your own financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life insurance agent,  I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use my Web site as a resource and contact me for additional information or to schedule a meeting. I look forward to helping you achieve your dreams!

Robert Gascho is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of California (CA License 0G56051), New Jersey  and Illinois. No insurance business may be conducted outside this/these state(s) referenced.

Robert Gascho is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside the specific state referenced.

Robert Gascho is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.  

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Protecting What May Be Your Most Valuable Asset

Statistics indicate 43% of 40-year-olds will suffer at least one long-term disability (lasting 90 days or longer) before age 65. Disability income insurance could help protect your most valuable asset: your ability to earn an income.

Protect Your Business with a Disaster Readiness Plan

Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

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